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- Pay stubs covering the last 30 days (including Year to Date income)
- Bank statements for the last 2 months (all pages, including your name, bank name, and account number)
- W2s for the previous 2 years
- Any other income, or asset documentation being used to qualify, or for down payment (savings, 401k, HUD-1/sales contract for sale of current home, etc.)
- Clear picture/copy of drivers license
- Tax Returns for the previous 2 years if you have rental and/or self-employed income
- Most recent copy of mortgage statement (for refinances)
- Homeowners Insurance policy declarations page (for refinances)
- Property tax bill (for refinances)
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Additional costs include: 0.35% of the loan amount for Lender's Title insurance, 0.45% for Owner's Title insurance (for purchases), as well as pre-paid interest based on the loan amount and number of days remaining in the month after closing.
Please fill out, and submit this application for pre-qualification.
One of our Mortgage Loan Officers will contact you as soon as possible to discuss the results, and your financing options.
Documents to Start Gathering