Conventional: 5% down, no PMI with 20% down

Now Introducing 3% down options with HomeReady and HomePossible!  Income and geographical limits apply.



USDA:  No Money down, PMI paid upfront. Income and geographical limits apply.

     Kent & Sussex Counties: $79,200 for 1-4 person household
                                                   $104,550 for 5-8- person household

     New Castle County:          $95,650 for 1-4 person household
                                                   $126,250 for 5-8 person household


FHA3.5% down, PMI for the life of loan, less restrictive guidelines

Veterans AffairsNo money down, no PMI, upfront Funding Fee

Manufactured Housingcannot be older than 1979, must be Class C


HARP Refinances: Do you owe more than your home is worth? Ends in 2018

Reverse Mortgages: Use the value of your home to supplement your retirement.

Commercial Real Estate:  Purchase, Refinance - Apartment Buildings, Storefronts, Office Buildings, Agricultural, etc. - Available in all 50 states

Niche Programs for Unique Financing: Low scores, No scores, Recent Bankruptcy, Recent Foreclosure, 1 day Off Market, Self-Employed, Medical Professionals, etc...      

"If We Can't Do the Loan... It Probably Can't Be Done!"

The Mortgage Market of Delaware

Which Mortgage Product is Right for You? 
We Work with Dozens of National Banks and Lenders So We Can Find the Best Options for Each Client