The Mortgage Market of Delaware

Which Mortgage Product is Right for You? 
We Work with Dozens of National Banks and Lenders So We Can Find the Best Options for Each Client

"If We Can't Do the Loan... It Probably Can't Be Done!"

Conventional: 620 minimum score, 5% down payment, no PMI with 20% down.

Now Introducing 3% down options with HomeReady & HomePossible!  


USDA:  640 minimum score, no money down. Income and geographical limits apply:

     Kent & Sussex Counties: $79,200 for 1-4 person household
                                                   $104,550 for 5-8- person household

     New Castle County:          $95,650 for 1-4 person household
                                                   $126,250 for 5-8 person household

* Locations in Dover, and areas north of Delaware City may be ineligible.


FHA580 minimum score, 3.5% down payment, less restrictive guidelines for credit and debt-to-income.

Veterans Affairs$0 down with 600 score, 5% down payment with 560, no PMI.
One of our Loan Officers is a veteran and Military Specialist.

Manufactured Housingcannot be older than 1976, must be Class C.

Various financing options available.


HARP Refinances: Do you owe more than your home is worth? Ends December 2018.

Reverse Mortgages: Use the value of your home to supplement your retirement.

Commercial Real Estate:  Purchase, Refinance - Apartment Buildings, Storefronts, Office Buildings, Agricultural, etc. - Available in all 50 states

Niche Programs for Unique Financing: Low scores, No scores, Recent Bankruptcy, Recent Foreclosure, 1 day Off Market, Self-Employed, Medical Professionals, etc...